WTP Finance · independent comparison service
Personal accounts in Poland - also for foreigners
A personal current account (ROR) for people living in Poland - regardless of citizenship . We show the account fee, the card (which one and whether it's free) , ATM and FX-conversion costs, and alongside them eligibility for foreigners (documents, PESEL, residence permit) and the service language (PL/EN/UA/RU). Every value is sourced; we are not an intermediary.
100% data points verified within the last 30 days (173/173)
Alior Bank
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇬🇧🇵🇱🇷🇺🇺🇦 · 4 langs
🪪 PESEL: Not required · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
Bank Pekao
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧🇺🇦 · 3 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
Bank Pocztowy
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇬🇧🇵🇱🇺🇦 · 3 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
BNP Paribas
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧 · 2 langs
🪪 PESEL: Required · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
Credit Agricole
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇬🇧🇵🇱🇺🇦 · 3 langs
🪪 PESEL: Not required · 🛂 Residence permit: check
Account fee: 10 zł / month
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
Erste
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧🇷🇺🇺🇦 · 4 langs
🪪 PESEL: Not required · 🛂 Residence permit: check
Account fee: 0 zł / mo
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
ING
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Partly online
App language: 🇵🇱🇬🇧 · 2 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
mBank
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧 · 2 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
Millennium
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧 · 2 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
Nest Bank
Universal bank
🇵🇱 Poland Bank
📱 Partly online
App language: 🇵🇱 · 1 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
PKO Bank Polski
Universal bank
🇵🇱 Poland Bank
🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧🇷🇺🇺🇦 · 4 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
UniCredit
EU bank
🇧🇪 Belgium Bank
✓ Belgijski system gwarancji depozytów (Garantiefonds, Belgia) (Belgium) what’s this? 🇬🇧 App available in English 📱 Online (no branch)
App language: 🇵🇱🇬🇧 · 2 langs
🪪 PESEL: Required · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
VeloBank
Universal bank
🇵🇱 Poland Bank
📱 Online (no branch)
App language: 🇵🇱 · 1 langs
🪪 PESEL: Check with the provider · 🛂 Residence permit: check
Account fee: 0 zł
✓ Available in PL
● Verified: 2026-06-19 Sources (1) ▾
Directly with the provider - you do not open an account with us. The link may be an affiliate link.
WTP Finance is informational only. We do not broker contracts, handle funds or provide financial advice. Always verify the terms with the provider.
↗
↗
↗
↗
↗
↗
↗
↗
↗
↗
↗
↗
↗