IBAN

Definition

An international bank account number. A Polish IBAN starts with "PL".

What it means in practice

You give an IBAN to receive or send a transfer. Without it you cannot complete a transfer.

Why it affects your choice

It often matters whether a product gives a Polish IBAN — it can be required by an employer, the social-security office (ZUS) or a public office.

Watch out

Some fintechs give an IBAN from another country (for example Lithuanian or Belgian). It works across the EU, but institutions in Poland sometimes expect a Polish IBAN.

WTP Finance is for information only; we do not give financial advice. Whether a given product provides a Polish IBAN — confirm with the provider.