Debit card
Definition
A card that takes money directly from your account.
What it means in practice
You pay only with what you have on the account — no credit. Plus ATM withdrawals and online payments.
Why it affects your choice
The basic way to use an account; differences are about card cost, withdrawal limits and FX costs abroad.
Watch out
A debit card is not a credit card — it does not build a "limit" or a credit history.
WTP Finance is for information only; we do not give financial advice.